Saving money seems impossible most days. If you change your mindset, however, start you can put some cash away for a big ticket item or a holiday. You will never be able to save a dollar if you are not setting yourself a budget which includes a small amount for your savings. It is just too easy to pay for that cup of coffee you desperately need or buying an item on sale. According to George Leaker being more organised with your money as soon as you get paid makes all the difference.

Yet it’s possible to save money when you’re paying crippling rent prices and trying to lead a normal social life, even on a low income. I know because I do it.

Even if you have plenty of disposable income now, things change and you do not want to be caught unprepared. Simple changes including cancelling all the subscription services you no longer use, investigating better interest rates on your credit cards and making your own designer coffee at home, can all impact directly on your budget.

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Read the original source article here: smh.com.au/money

Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.