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New year, new me, right? What are your goals? Where are you travelling? What do you want to achieve this year?

No matter what your aspirations for 2018, there’s a bunch of digital products out there on the market that can add some serious personal or professional value to your life. Learn more here.

Let’s take a look at 5 of the most innovative digital products of last year and how relevant and educative they can be to you.


Whether you are a doctor making triple figures every year, or a construction worker wondering whether you can have more than one payday loan, ebooks are affordable… simple as that!

If you don’t have time to visit a bookstore and peruse the endless shelves of literature looking for ‘the one’, why not jump online and see books recommended to you based on your preferences?

No longer do you have to only read ebooks on a Kindle or similar tablet device. You can read your chosen book, any time of day or night, anywhere on your smartphone. Just download the book, and pick up where you left off!


Is iTunes still around? Anyway, have you heard of Spotify, Apple Music… there are so many to choose from these days. One thing everyone needs is a good music collection. And it’s never been easier with digital music.

You don’t need more than one payday loan to sign up to any of these subscription-based music streaming services (unlike buying CDs, or worse, vinyl records). The small monthly fee is well worth it.

Find new musicians similar to the ones you like. Find informative podcasts and even meditation guides! Spotify also shows touring dates for your favourite artists.

Sometimes music is just the perfect way to unwind after a long day.

Online Courses

Being a student is tough, right? 2-minute noodles for every meal, maybe a shift at the bar once a week. Nearly every student must wonder at some point whether they can have more than one payday loan?

Have you tried an online university? They have grown in popularity in recent years. And, do you want to know why? Convenience. Study in your own time. All lectures and class information is generally uploaded to an easy-to-access portal for students to consume knowledge at their own pace.

Of course, assignments and stuff are still due on time. But online courses allow the individual freedom to still work full time. Attending a university on campus involves far more fees than online to cover facility costs, for example. And if you don’t feel like asking those dreaded words, “Can I have more than one payday loan?” then an online course may be a great and affordable education option.

The payday comes eventually, after you have filled your brain with knowledge relevant to your chosen field. Check out some great online universities or online video course marketplaces, including Open Universities, Udemy and sign up for a course today!

Media Streaming

How about Netflix? Or Stan? Which one do you prefer? Since their Australian inception a couple of years ago, online media streaming services have arguably changed the face of the digital product world.

Movies and television shows are constantly being added to these subscription services. Fresh content, all the time. Unless you have been living under a rock, or you live a perfect work-life balance, it is extremely easy to binge-watch the latest television series until your heart is content.

But, you can gain a lot of insight into the lives of others, how the food industry works, how politicians rise to power, all by watching a documentary, which is also known as ‘edutainment’.

There is something to watch for everyone, and bound to be something relevant to your profession or interests. There’s never any harm in learning more!

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These 4 digital products are all fantastic ways to hit the ground running this new year. Be careful though, there is a very fine line between using these products for good, and being sucked into the vortex.

Listen to a podcast. Watch a documentary. Read a biography. Just be mindful and try to avoid watching back-to-back episodes of your favourite rom-com.

There are other ways to further educate yourself. If you feel like learning another language, there are programs such as Rosetta Stone, but that could set you back several hundred dollars.

Don’t be asking for more than one payday loan. eBooks, online courses, music and media streaming are all cheap ways of finding some daily inspiration. All you need to do is look!

*Read more about payday loans here: What Are Payday Loans? Your Guide to Understanding Payday Loans