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A salary sacrifice arrangement (salary packaging or total remuneration packaging) is an arrangement between employer and employee — the employee agrees to forgo part of his future entitlement to salar...

"Those who prepared for all the emergencies of life beforehand may equip themselves at the expense of joy." — E. M. Forster No matter how good things are, it can always go bad. It could be a family e...

A tax return covers any income and expenses from July 1 to June 30 the following year (financial year). At the end of it, you have to lodge your tax returns on or before the October 31 deadline. Upon...

Getting around in a big city or finding a mechanic can be a challenge. It shouldn't be when you have one of those phone apps in your pocket — that happens to know your location. With the aid of you...

Thinking about managing your own super? It can be a rewarding process to manage your super fund, and not just in a financial sense. The most important aspect is you are in control. You make all the de...

Income management Income Management is a tool to help people in budgeting their welfare payments. It ensures they get the basic essentials like food, shelter, electricity, and education. Improved...

Need a break from work, school, or household chores? You might feel like you’re stuck in a rut in your daily grind. If you’re yearning for something exciting and different, why not go on a holiday?...

"Mum, I'm bored!" Are you wondering what to do with kids these school holidays? While camping out and going to the beach to swim are common, you can do other cheap & fun activities too! Here are s...

There are times when you need payday loans to get through a financial situation. Taking out a payday loan when you have a bad credit score is possible. We know that trying to acquire a loan with a bad...

There are days when you are unavoidably short of money. Spending for an emergency, paying bills, and buying groceries can take a toll on your finances. These can all pile up until you don’t have enoug...