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If your credit history is patchy or non-existent, many banks will not be willing to give you a chance. As your agent, we can help you find a payday loan with no credit check – even if you’ve defaulted in the past or have never borrowed money before.


At Cigno, we regularly assist our customers to apply for short-term loans with no credit checks.  This allows you to access the money you need without waiting days or weeks on an application that may never get approved.


Apply using Cigno today  for our help to access loans with no credit history checks.

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What is a no credit check loan?

A no credit check loan is a type of small cash loan where the lender does not require a credit check as part of its assessment criteria.


Cigno can act as your agent to apply to a lender who offers no credit check loans.  We believe a small default in the past should not ruin your entire credit record and ability to borrow.


When engage Cigno’s service, we will optimise your application for a no credit check loan to ensure to have the best chance to get a successful outcome from a lender, even if you have:

  • Blemishes on your credit history (including bankruptcies)
  • A high balance due to credit accounts or personal loans
  • Bank repossessions.


Furthermore, an application for a no credit check loan using Cigno’s service will not further affect your credit history.  If the lender does not conduct a credit check no credit enquiry will appear on your credit file.

Loans Without a Credit Check

If you’re facing unexpected bills or other costs, taking out a small loan with no credit check could be the short-term solution you need.

These are some of the different types of loans we offer with no credit check:

Emergency Cash Loans

Emergency cash loans with no credit check can be used to cover urgent expenses such as car repairs, medical costs, and overdue bills. This type of loan can be transferred to your bank account quickly to help you pay for immediate expenses.

Online Loans

Cigno’s simple online loan application makes it easy to apply for online loans with no credit check. Rather than waiting for a bank or lender to open, you can submit your loan application whenever it suits you.

Bad Credit Loans

Got a bad credit history? At Cigno, we believe that a poor track record shouldn’t always disqualify you from accessing loans. If you’ve made mistakes with your finances in the past, our bad credit loans with no credit check will give you a second chance.

Pensioner Loans

If you’re struggling to make ends meet on the pension, we offer pensioner loans with no credit check in some circumstances.

How do no credit check loans work?

No credit check loans work similarly to other short-term loans, but the lender doesn’t need to run a credit check. The fastest way to get a loan with no credit check is to use our quick and simple online application.

Cigno is more understanding than banks, and we welcome customers with bad credit histories. We believe anyone should be able to access short-term cash when you need it. The sooner you contact us, the sooner we can help you.

Apply for a No Credit Check Loan

Find time during bank opening hours? Stand in a queue? Wait days or even weeks for your money? No thank you. Cigno’s online application allows you to apply for cash from anywhere, anytime. It takes just minutes to apply for a loan with no credit check with us.

Applying for quick loans with no credit check gives you the freedom to pay off important expenses right away, and then sort out the debt later. Contact Cigno to arrange a fast loan with no credit check today.