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No-Credit-Check Loans up to $1,000

If your credit history is patchy or empty, you’ll find many banks aren’t willing to give you a chance. At Cigno Loans, we welcome all applicants – even if you’ve defaulted in the past or have never borrowed money before.

We work with several lenders who offer cash loans with no credit check. This allows you to access the money you need without waiting days or weeks on an application that may not even get approved.

To access these loans for no credit history, simply apply with Cigno today.

Need a loan with no credit history or bad credit?

A small default shouldn’t ruin your entire credit record. We believe everyone deserves a second chance.

When you apply for a no-credit-score loan with Cigno, we don’t mind if you have:

  • Blemishes on your credit history (including bankruptcies)
  • A high balance due to credit accounts or personal loans
  • Bank repossessions.

Our qualifying process doesn’t look at your credit history – and it won’t affect your credit history either. If you need a cash loan with no credit check, simply provide us with some personal details and a bank statement.

By repaying your cash loans with no credit check on time, you may even be able to improve your credit score and access other types of loans in the future.

Cigno Offers No Credit History Check Loans for a Range of Circumstances

Life just happens – and it doesn’t care if you have a heathy credit history or not. Financial emergencies can strike anyone. If you’re facing unexpected bills or other costs, personal loans with no credit check could be the short-term answer you need.

Our loans for no credit history help you cover those immediate expenses that can’t wait until payday.

No Credit Check Loans with Fast Approval

Cash loans with no credit check and fast approval might sounds too good to be true, but that’s exactly what we can organise for you. When you apply with Cigno, we’ll provide an almost-instant decision on your no-credit-check loan.

Getting quick loans with no credit check gives you the freedom to pay off important expenses right away and then sort out the debt later. Contact Cigno to arrange a fast loan with no credit check today.

No Credit Check Payday Loans

Sometimes expenses come up when you don’t expect them – and when you don’t have the cash on hand to pay for them. That’s what makes payday loans with no credit check so handy.

No-check payday loans help you cover emergency costs that can’t wait until your next paycheque lands. When your loan gets approved through Cigno before 5pm AEST, you’ll even receive your no-credit-check payday loan on the same day.

How to Get a Loan with No Credit History

The fastest way to get a loan with no credit check is to use our quick and simple online application. The sooner you contact us, the sooner we can help you.

We’re more understanding than banks, and we welcome customers with bad credit histories. We believe anyone should be able to access short-term cash when they need it.


Apply for a No Credit Check Loan Online

Find time during bank opening hours? Standing in a queue? Waiting days or even weeks for your money? No thank you.

Cigno’s online application allows you to apply for cash from anywhere, anytime. Getting online loans with no credit check is the modern way to get fast money when you don’t have a strong credit score to support you. If you’re looking for no-credit-check loans online with instant approval, apply with Cigno today.

No Credit Check Loan Repayments

We set up automatic direct debits to take the hassle out of repaying your loan. But you don’t need to worry about these deposits sneaking up on you – we’ll send you a notification before and on payday.

These repayments will also be aligned to your pay cycle and income, ensuring you’ll have the funds available for the deposit. If you’re ever unable to make a repayment, contact our friendly support team for assistance.


Get Approval for a No Credit Check Loan Today


To help us arrange your no-credit loan approval, we’ll ask you to provide us with:

  • Some personal details
  • Bank statements.

This will allow us to assess your circumstances and find an appropriate short-term finance solution – no credit check required.


Fees vary from loan to loan depending on the terms and length of the arrangement. However, you can get a fair idea of the costs to expect here.