How much can I borrow?

$100| $200| $300| $400| $500| $600| $700| $800| $900| $1000|

What Is a Cash Advance?

A cash advance loan is a quick, small loan that is repaid on your payday. It’s a fast way of getting emergency cash when you can’t wait until your next paycheque. And since the repayments on a payday advance are aligned to your payday, it’s easier to pay back your loan on time.

Applying for cash advance loans is quick and easy with Cigno. Our application only takes minutes, and you’ll have a response in less than an hour. With a speedy payday advance, you can stop stressing about those unexpected expenses and get on with life.

Cigno Loans Offers Cash Advance Loans for a Range of Circumstances

Life doesn’t always go as planned. We get it. Whether you’ve got unexpected medical costs or an unfriendly electricity bill, a payday advance could be the answer.

Cash advance loans can be useful in a wide range of circumstances – from getting emergency repairs on your car or house, to buying a replacement for a broken phone. Whatever the reason you need a cash advance, Cigno is here to help.

Fast Cash Advance Loans

A quick cash advance should be just that – quick. When you need a fast cash advance loan, you probably don’t have time to wait days or even weeks to get your money.

Cigno processes all applications quickly. And when approved before 5.00pm AEST, you’ll receive your money on the same day. We know bills and other expenses often can’t wait, which is why we do everything we can to get your quick cash advance approved and transferred as soon as possible.

Cash Advance Loans with Bad Credit

Want to find cash advance loans online with bad credit? We can help with that. Our financial experts are experienced in finding short-term loans of all types, including cash advance loans for bad credit ratings.

Many of our lenders understand that blemishes from the past don’t necessarily reflect your current situation. This means they’re willing to overlook things like previous defaults and bankruptcies when considering your application.

The Cigno team welcomes and considers applications from anybody and everybody. Let us help you find a cash advance online with bad credit today.

Cash Advance Loans with No Credit Checks

Is your credit history blank or outdated? It can be difficult to get approved for a loan if you’re applying for the first time ever or after a long period of not having any loans. That’s where cash advance loans with no credit check can come in handy.

This type of loan allows you to access money without your credit history getting in the way. It’s a useful option for entrepreneurs, Centrelink customers, and other people who don’t have a consistent financial record to support their application.

Speak to our friendly team today about applying for cash advance loans online with no credit check.

Cash Advance Loans Online

Don’t have time to line up at the bank between 9 and 5 on a weekday? No problem. You can apply for cash advance loans online from anywhere and anytime that suits you – whether that’s from home, from work, or while you’re on the go.

Getting a cash advance payday loan online is the convenient and contemporary way to get money fast. Cigno can help you find an online financial solution that fits your situation.

Getting a Cash Advance Loan

With Cigno, you can get up to $1,000 paid directly into your account before you know it. Our short application and fast approval process make it quick and easy to get a cash advance. You can even select the repayments that match your capacity to repay the loan over time.

We consider all applicants, and we have an impressively high approval rate. Apply today so we can assess your circumstances and help you apply for a cash advance tailored to your needs.


Apply for a Cash Advance Loan Online

Our online payday loan application is short and simple. All we need is a few details and bank statements to help you find and apply for a cash advance.

Getting an instant cash advance online shouldn’t be difficult. The team at Cigno does everything we can to make your cash advance online application a smooth and hassle-free process, so you can get the money you need sooner.

Cash Advance Loan Repayments

Small short-term loans are generally repaid over a shorter time period than other loans (typically 4-8 weeks). Setting up your repayments with Cigno is simple, and you can choose a repayment schedule that aligns to your pay cycle and income.

We’ll keep you informed every step of the way with regular reminders about repayments and automated debits. If there’s any reason you won’t be able to make a repayment as scheduled, just contact our friendly support team.

We securely retain your information to make future applications even quicker and easier for you.


Get Approval for a Payday Cash Advance Loan Today

Credit History

We typically don’t perform credit checks – you’ll be assessed and approved for a cash advance online based on your bank statement.


In order to prepare your cash advance for approval, we’ll just need:

  • Some personal details
  • Bank statements.

Your bank statement lets us assess your income and circumstances while also ensuring we have the correct details for depositing your loan. We will occasionally require more information from first-time clients.


Your fees will vary based on the length and terms of your loan. We’ll be upfront and transparent about all your costs from the beginning, and you can get a better idea about the potential fees here.