Urgent expenses are called “urgent” for a reason – they usually cannot wait several days for you to pay them. Whether you have got emergency medical bills or a looming due date on a power bill, same day loans can help by giving you instant access to extra cash.

Same day cash loans give you the freedom to cover immediate expenses today and pay them back in the future (e.g. on your next payday).

In need of cash now?

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What is a same-day loan?

A same-day loan is a small amount loan up to $1,000.  These loans are typically applied for, assessed and if approved, typically disbursed and cleared into your account on the same day.

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Cigno’s Same-Day Loans

If you choose to engage Cigno, we will act as your agent to assist you to lodge an application for a same-day loan.  We will optimise the application to ensure the best chance for a positive outcome.  Once approved the funds will typically clear into your account on the same day as you apply!

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Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.


We strive to offer a service that makes applying for a loan as quick and as easy as possible.



When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

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