Need a Small Cash Loans?  Cigno can help.  We can act as your agent to assist you to apply for a small cash loan for an amount of up to $1000 to help you get through to your next pay day when you have an unexpected expense or emergency.

In need of cash now?

$50| $100| $120| $150| $200| $250| $300| $350| $400| $500| $600| $700| $800| $900| $1000|

Cigno can assist you to lodge an application with a lender who can assist for almost any circumstance including loans to pensioners, unemployed people, Centrelink recipients, and people with poor credit.


At Cigno, we believe in a fair go for all and if you engage us we will do our utmost to ensure the best chance for a successful outcome on your small loan application

Apply Now

Small Loans for Students

Need some financial support while you’re studying? Australian citizens and permanent humanitarian visa holders can apply for small personal loans for students with Cigno. Whether you need a little extra cash for textbooks and stationery or some help with your tuition fees, a small cash loan could be just what you need.

Small Loans for Bad Credit

If you have a poor credit score, you may have experienced judgment and rejection from banks when applying for a loan.


At Cigno, we believe in a fair go for everyone.  We can act as your agent to assist you to apply for loans for people with bad credit.


So, if you are on the pension and you have bad credit, get in contact with Cigno today to find out how we can help you.

Small Loans for Pensioners

Need a little extra cash to supplement your retirement income?


Cigno can help.  We can act as your agent to assist you to apply for small loans for pensioners using your retirement income.  We will optimise your application to maximise the chances of obtaining a successful outcome before submitting the application to the lender.


Whether you have unforeseen medical bills or just need a bit more money between pension payments, Get in contact with Cigno to find out how we can help.

Centrelink Loans

Wondering if you can get small loans for unemployed people? Good news: the answer is often yes.


While some institutions don’t consider Centrelink as a source of income and will therefore reject your application, several of our lenders don’t see things that way. This means they’re more likely to consider and approve your application for a small cash loan. Read more about our Centrelink loans.

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How much can I borrow?

Cigno can act as your agent to assist you to apply for loans up to $1000.  To find out we work, click here.


Why choose Cigno?

  • High approval rate – Cigno optimises your application prior to submitting to a lender to ensure the best chance of a successful outcome.
  • All applications considered – Cigno has obtained successful outcomes for customers in all circumstances.
  • Fast and easy application – Our online platform allows you to use our services 24/7 from anywhere.  It is quick, easy and convenient for all Australians.


Apply for a Small Loan Now

When you engage Cigno, we make it quick and simple to apply for a Small Loan any time you need one.



Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.


We strive to offer a service that makes applying for a loan as quick and as easy as possible.



When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

Hear from our Customers

  • No hidden costs! Totally upfront honest, quick and easy process. Thank you for saving my neck when I needed it. Be sure you can afford the fees and you’re sweet!
    June 2021
  • You guys are the best you have never let me down keep up the good work thanks again.
    June 2021
  • I have had nothing but great service from Cigno and I highly recommend them. The team are friendly and helpful . Thanks for being there Cigno. Will definitely use your service again
    June 2021
  • I was very pleased how easy it was to sign up and apply , money was paid into my account the same day only hours later. I would recommend to anyone needing fast cash loan
    June 2021
  • Customer service very good and friendly Cigno is very good and helpful. They are not like other loan they will pay to our bank in few hours. I am very happy to be your customer.
    June 2021