Getting your advance

Do you need fast approval on cash loans? Then you have come to the right place.

Apply for a loan, anytime, anywhere in Australia with Cigno Loans.

We have repayment plans to fit any budget, tailored with the many loan options we have available.

No penalties if you you pay your loan early, with no hidden fees to be surprised with

Apply for up to $1000 in minutes. Here’s how:

  1. Complete our fast and simple application form by clicking Apply
  2. our cash loan could be available in your account within hours of of the loan being approved.

Important Note: For loans applied for outside business hours, the application process may be delayed.

Our process is simple, and your privacy is always protected.

During the application process, we will guide you to only borrow only as much as you can afford to repay.

All costs involved in the lending process are detailed in advance and and simple to understand. All fees are clearly displayed.

Click Apply, to complete the step by step application online now.

Information we need

All we need to complete the process and have your loan approved is:

  1. Your latest bank statement and
  2. Your personal details

We only use secure and safe technologies to assist you, while other companies take a lot of time to gather all the information.

Only once we have your approval and with the strongest level of security, we will begin to access your personal information.

For applicants who have more that one bank account, we will need you to provide at least 90 days of transactions for each account.

Over time, your payment history will improve and over time you may be able to borrow more money when you need it.

Loan repayments

Loan repayments are as simple as applying for your loan.

Repayments can be made in step with your payday cycle. Options are weekly or fortnightly, depending on your income.

The calculated repayment amount is matched with your capacity to repay the loan.

Automatic reminders will be sent before Payday and on the day the repayment is scheduled.. You are always kept up to date.

Repayments are completed through direct debits linked to your nominated bank account.

If at anytime, you are unable to meet your repayment amounts, please contact our Support Team to assist with the various options available.

Its our priority to make your repayments painless, easy and predictable.

After your first loan, new loans are faster to process. Just call our office or apply as and existing customer online.

Click Apply to apply online or call us on (07) 5644 3500 to complete your application in private with someone who understands your needs.

More about Fast Loans

The loans we help you get are just that, cash loans approved fast.

Your application will be returned within the hour, so there is no long waiting for any application completed.

On approval, your loan can be in your personal bank account within hours if finalised before 5pm (subject to your bank)

For many people who take care of their fiances, there are times when you need urgent financial help, that’s where we come in.

Get fast cash loans, for those unplanned expenses, that suddenly become urgent.

Examples of what our customers need fast cash for, include;

  • Helping family or friends in need
  • Home repairs
  • Medical bills
  • Car repair
  • Relocating

Need to take advantage of a discount or special price? You can get a loan fast to assist with these important purchases.

A Fast Cash Loan may be the right solution for you in any of these circumstances. We help you get approval within hours.

How it works

Tell us how much you would like to borrow.

We understand the need for quick cash, and have designed our systems to stream line this process for anyone

We have been in the business of Fast Cash lending for many years, and we know how to simplify and speed up the application process. Meaning you can complete the application in minutes.

For fast decisions, use our quick and easy online process. No more waiting on hold or in a queue.

No need to pay anyone to scan, photocopy or fax, we do all that paper work for you. Our online application technology facilitates the whole process.

Cash is deposited directly into your personal bank account for all approved cash loans.

How much?

The amount you can borrow, depends on the following:

  • Your expenses,
  • Current financial commitments
  • Personal financial situation
  • Your income and
  • Your suitability for the loan.

We help with applying for:

  • Fast Cash loans from $50 to $1000.

Fees

Gold-Silver Standard Finance only charges a flat fee of 5% of the amount borrowed.

If you choose to use Cigno’s service there are other fees and charges applicable for the service.

To view our Disclosures and Authorisations where you can see our full fee table for any additional fees, click here.

Take the step today by simply completing our online application form. Click here to apply!

What are you waiting for? The sooner you contact us, the sooner we can assist you.