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Personal loans for students, also referred to as student loans, help students pay for expenses as they progress through their course.

Student loans can be used to pay for:

  • Tuition
  • Textbooks
  • Rent or rental bond
  • Utilities, like your phone or Wi-Fi bill
  • Other life expenses like car repairs, medical costs, or fines

Cigno can act as your agent to assist you to apply for a loan of amounts up to $1000 from lenders who lend to students.  So if you are in need of a Student Loan, Cigno can help!

Apply Now

Loans for Students on Centrelink

As a student receiving Youth Allowance, Austudy, or ABSTUDY Living Allowance, you might find that these payments are not quite enough to get by.

Loans for Students with Bad Credit

If you are a student and you have bad credit or no credit at all, your loan applications are more likely to be rejected by major financial institutions.

If this sounds like you, Cigno can help!  If you choose to engage Cigno, we can act as your agent to assist you to apply for a loan from a lender who offers loans to students that rely on Centrelink income regardless of your credit history.

Get in contact with us today to see how we can help you.

How much can I borrow?

Cigno can act as your agent to assist you to apply for loans up to $1000.  To find out we work, click here.

Are there any requirements?

Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.

We strive to offer a service that makes applying for a loan as quick and as easy as possible.

Are there any fees involved?

When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

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Short term loans

Why choose Cigno?

High Approval Rate

Cigno optimises your application prior to submitting it to a lender to ensure the best chance of a successful outcome.

All Applications Considered

Cigno has obtained successful outcomes for customers in all circumstances.

Fast and Easy Application

Our online platform allows you to use our services 24/7 from anywhere.  It is quick, easy and convenient for all Australians.

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Apply for a Student Loan Today

From university textbooks to an unexpectedly large phone bill, Cigno has got you covered for all kinds of unexpected student expenses.  When you engage Cigno, we make it quick and simple to lodge an application for a Student Loan today!

Hear from our customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    June 2022