In need of cash now?

$50| $100| $120| $150| $200| $250| $300| $350| $400| $500| $600| $700| $800| $900| $1000|

Personal loans for students, also referred to as student loans, help students pay for expenses as they progress through their course.

Student loans can be used to pay for:

  • Tuition
  • Textbooks
  • Rent or rental bond
  • Utilities, like your phone or Wi-Fi bill
  • Other life expenses like car repairs, medical costs, or fines

Cigno can act as your agent to assist you to apply for a loan of amounts up to $1000 from lenders who lend to students.  So if you are in need of a Student Loan, Cigno can help!

Apply Now

Loans for Students on Centrelink

As a student receiving Youth Allowance, Austudy, or ABSTUDY Living Allowance, you might find that these payments are not quite enough to get by.

Loans for Students with Bad Credit

If you are a student and you have bad credit or no credit at all, your loan applications are more likely to be rejected by major financial institutions.


If this sounds like you, Cigno can help!  If you choose to engage Cigno, we can act as your agent to assist you to apply for a loan from a lender who offers loans to students that rely on Centrelink income regardless of your credit history.


Get in contact with us today to see how we can help you.

How much can I borrow?

Cigno can act as your agent to assist you to apply for loans up to $1000.  To find out we work, click here.


Why Choose Cigno?

  • High approval rate – Cigno optimises your application prior to submitting it to a lender to ensure the best chance of a successful outcome.
  • All applications considered – Cigno has obtained successful outcomes for customers in all circumstances.
  • Fast and easy application – Our online platform allows you to use our services 24/7 from anywhere.  It is quick, easy and convenient for all Australians.


Apply for a Student Loan Today

From university textbooks to an unexpectedly large phone bill, Cigno has got you covered for all kinds of unexpected student expenses.  When you engage Cigno, we make it quick and simple to lodge an application for a Student Loan today!



Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.


We strive to offer a service that makes applying for a loan as quick and as easy as possible.



When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

Apply Now

Hear from our Customers

  • No hidden costs! Totally upfront honest, quick and easy process. Thank you for saving my neck when I needed it. Be sure you can afford the fees and you’re sweet!
    June 2021
  • You guys are the best you have never let me down keep up the good work thanks again.
    June 2021
  • I have had nothing but great service from Cigno and I highly recommend them. The team are friendly and helpful . Thanks for being there Cigno. Will definitely use your service again
    June 2021
  • I was very pleased how easy it was to sign up and apply , money was paid into my account the same day only hours later. I would recommend to anyone needing fast cash loan
    June 2021
  • Customer service very good and friendly Cigno is very good and helpful. They are not like other loan they will pay to our bank in few hours. I am very happy to be your customer.
    June 2021