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With over a decade of experience, we specialise in efficiently connecting you with tailored financial solutions to meet your needs.
Payday lenders can help by providing a short term loan to get you through to your next payday.
We believe that everyone should have access to a financial solution regardless of past credit history.
If you need a little support between your Centrelink payments, we may be able to connect you with a provider who can help.
Have you got unexpected medical costs or are your latest bills higher than you anticipated? A pensioner loan could be the answer to your financial situation.
Need cash to cover unforeseen expenses? Cigno may be able to connect you to a provider that can help you.
Want to use your upcoming tax return a little early? Tax refund advances give you a little more flexibility when you're relying on your return to cover urgent expenses.
Got bills due before your next payday? Take care of them with a cash advance and keep your finances on track.
Cigno's fully online, automated process is quick and easy. We can connect you with a provider 24/7.
Support yourself financially between jobs with a small cash loan. Get back on your feet with Cigno.
Need money urgently? Don't wait for a lengthy bank review. Cigno may be able to find a provider that can help you.
Our online portal is available 24/7 so you can access us anywhere, anytime.
Life doesn't stop during the weekend and neither does Cigno. We operate 7 days a week.
Cigno can connect you with a provider who may be able to assist you with loans from as little as $500.
Looking for some quick cash to pay off urgent expenses? Get the money you need and pay it off quickly.
Cigno may be able to connect you with a provider who can help you.
Cigno may be able to connect you with a provider who can help you.
Have you got unexpected medical costs or are your latest bills higher than you anticipated? A pensioner loan could be the answer to your financial situation.
Easy loans when you need it.
For years, Cigno has been a household name in emergency cash solutions. Now, we look to help connect you, through our network, with a business who may have a financial solution to suit you.
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To learn more check out How It Works and About Us.
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You can find all the information you need on our Contact page.
No, Cigno will try to connect you through our network for no charge to you. Cigno may receive a fee from our intermediary partner(s) for assisting them in connecting you to our network.
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The loan value in which you may be lent via our network is dependant on your current income and expenses. Through our network, you may be able to access loans between $500 and $70,000.
In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.
The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.
With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:
Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.
The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.
Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.
You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.
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