Cigno can help you overcome financial emergencies by finding unsecured loans online. Whether you’ve got unexpected bills or you’re a little short on your regular expenses, an unsecured cash loan can help you get by until payday comes around. You can trust our team to find an unsecured loan that matches your needs and your situation.

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What Is an Unsecured Loan?

An unsecured personal loan is an amount of money lent without any asset put up as collateral. Whereas a secured loan uses a possession (such as a house or vehicle) as a ‘safety net’ for the lender, an unsecured loan doesn’t require this. By using Cigno, you can borrow up to $1,000 with an unsecured cash loan.


The Benefits of an Unsecured Loan

Typically, an unsecured loan is easier to get compared to a secured loan and can be applied for even if you do not have any collateral.


There are also circumstances where you may prefer an unsecured loan because there is no risk to any asset that is if the unexpected occurs and you end up in default.  Unsecured loans are also often more flexible when it comes to repayment periods.

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Unsecured Loan Repayments

As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday.  It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses.  If not, then you should consider other options.


If during your loan, you cannot make a repayment when required, just let us know.  We as your agent will arrange a new affordable payment schedule.


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Engaging Cigno to act as your agent to assist you to apply for an Unsecured Loan is simple.


Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.


We strive to offer a service that makes applying for an Unsecured Loan as quick and as easy as possible.


When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

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