Looking for some quick cash to pay off urgent expenses? A short-term personal loan might be just what you need. At Cigno, our team of financial experts is experienced in finding the right short loans for our customers, ensuring you get a short-term loan that works for your budget. Whether you’ve got a higher-than-expected power bill or have some expenses you didn’t plan for, our team is ready to help.

How much can I borrow?

$100| $200| $300| $400| $500| $600| $700| $800| $900| $1000|

What Is a Short-Term Personal Loan?

A short-term personal loan is a small amount of money (usually up to $1,000) that is paid off quickly (typically within 4-8 weeks). Short loans give you the financial flexibility to afford urgent expenses when they arise and pay back the debt when you’re able to. A short-term loan can be used for any kind of expense

Our Process for Short-Term Loans

Getting a short-term loan is quick and easy with our online application. All we need to review your application is some personal details and bank statements showing how you earn/spend money. You’ll find out if your short-term personal loan is approved within hours, and you’ll receive your money in the bank the same day or next business day.

Reviewing your bank statements ensures we only offer you a loan we know you can afford. But we also understand that things can happen. If you’re unable to make a repayment for any reason, be sure to reach out to our Support Team to explain your situation and discuss the options available.

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Short-Term Loan Repayments

We make it simple to make your repayments. Most of our customers pay off their short-term personal loans within 4-8 weeks, so you can move on without debt sooner.

Your repayments are matched to your pay cycle and your ability to meet them. We’ll even remind and notify you when the direct debits are due to occur, so you’re never left short of cash. This makes repaying your short-term loan a predictable and painless experience.

Get a Short-Term Personal Loan with Cigno Loans


When you apply with us for a short-term loan with fast approval, there are only a couple of things we’ll need from you:

  • Some personal details
  • Bank statements.

We use your bank statements to assess your circumstances and calculate your capacity to make repayments. This also allows us to fast-track your short-term loan for approval online, making the whole process as quick and easy as possible for you.


The applicable fees for your short-term loan will depend on the length and terms of the loan. We’re 100% honest and open about any costs you’ll incur when working with us. Read more details about short-term cash loan fees here.