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What is an Online Loan?

When life throws you a curveball that you cannot afford right now, an online loan could be the answer.  Online loans can be applied for at any time on any day from the comfort of your own home and once approved will typically clear into your account on the same day!

An online loan is a small amount of money that you can borrow by lodging a loan application online. Applying for a cash loan online means you can complete the application whenever you need to, 24/7, from the comfort of your own home or even on your phone when out and about.  You will never have to fit into the rigid opening hours of the banks to apply for a small loan ever again!

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Online Loans for any Situation

Life happens. We understand. Sometimes unexpected events occur when you do not have the money to handle them.  Cigno can help.  We act can act as your agent to assist you to apply for a loan using our online infrastructure.  We optimise the entire process so that you can apply online without having to leave home and have the best chance for a successful outcome.  Once the lender approves your application, the funds will typically clear into your account on the same day!

If you need to get cash loans online, get in contact with Cigno to find out how we can help you.

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Online Loans for Bad Credit

A financial crisis can happen to anyone. Whether you have been bankrupt, foreclosed, or have a bad credit rating due to past financial hardships, Cigno can help!

We believe in a fair go for everyone.  If you engage us we will act as your agent to assist you to apply for a safe loan online for bad credit for an amount up to $1,000.  Once approved the funds will typically clear into your account on the same day!

Get in contact with Cigno today to find out how we can help you.

Online Loans with No Credit Check

Need to borrow money online with no credit check? Cigno can help.

Cigno can act as your agent to assist you to lodge an application with a lender who does not require a credit check.  We typically will only require some personal information and your most recent bank statement to get started.

Get in contact with Cigno today to find out how we can help you – whatever circumstances have led you to need an online cash loan with no credit check.

Fast Cash Loans Online

Sometimes expenses and purchases cannot always wait until your next payday. When life throws you a curveball that you cannot afford right now, fast cash loans could be the answer.  Fast cash loans provide temporary solutions for immediate costs, allowing you to cover urgent expenses now and pay back the money when you have got the funds to do so.

Cigno can act as your agent to assist you to apply to a lender who offers instant payday loans online and once approved, these loans will typically clear into your account on the same day!

Cash Advance Loans Online

Bills, rent, groceries, back-to-school items, Christmas shopping… unexpected expenses do not care about when your payday is.

When you need to pay for help to get through to your next payday, a cash advance loan online might be the answer.

If you need a cash advance loan online get in contact with Cigno to find out how we help you.

Get Approval for an Online Loan Today

Are there any requirements?

Typically, we will only require your personal details such as your address and contact details and your recent 90 day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.

We strive to offer a service that makes applying for a loan as quick and as easy as possible.

Are there any fees involved?

When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

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Cigno’s Online Loans

Cigno makes applying for an online loan fast and easy.  If you engage us, we will act as your agent to assist you to apply for a loan using our online process.  Once approved, the lender will disburse and the funds will typically clear on the same day!

Get in contact with Cigno today to find out how we can help you.

Hear from our customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022