Looking for cash loans online? You’ve come to right place. Cigno’s network of lenders loans money online to people every day. With our easy application process and fast approvals, we can help you cover unexpected expenses quickly. If approved before 5.00pm AEST, you’ll even receive your money on the same day – and that’s as close to getting an instant loan online as you can get.

How much can I borrow?

$100| $200| $300| $400| $500| $600| $700| $800| $900| $1000|

What Is an Online Loan?

An online loan is a financial arrangement that allows you to borrow a small amount of money online and then pay it back in accordance to the loan’s terms. Applying for a cash loan online means you can complete the application whenever you need to, 24/7 (rather than having to schedule your day around a bank’s opening hours). Online lending also gives you the convenience of completing the entire process from the comfort of your own home or while out and about.

Online Loans for Any Situation

Life happens. We understand. Sometimes unexpected events occur when you don’t have the money to handle them – and that’s where getting online loans with Cigno can help. Whether an energy bill is higher than anticipated or an accident has left you with car repairs or medical expenses, we’re here to assist you.

Our online loans in Australia are open to everyone, no matter what situation you’re in. We accept any and all applications, and we have a high approval rate.

When you need to get cash loans online, our application makes it fast, easy, and safe. Everything is done online, so you can apply anywhere, any time. You’ll get a quick response and receive your money shortly after approval. All your details are treated confidentially.

Online Loans for Bad Credit

A financial crisis can happen to anyone. Whether you’ve lodged for bankruptcy, had the bank foreclose on your home or become suddenly unemployed, we know how devastating financial hardship can be.

While only a temporary solution, getting safe loans online for bad credit can help alleviate some of the immediate stress you’re facing. Up to $1,000 of cash upfront could help you pay those urgent bills or cover expenses that can’t wait.

When you choose Cigno to apply for online cash loans, bad credit isn’t necessarily an obstacle. Our network includes many lenders who offer bad credit loans to help you get back on your financial feet.


Fast Cash Loans Online

Searching for fast online loans in Australia? Look no further than Cigno.

Whether you have home repairs, moving costs, mechanic fees, medical bills, or just a friend or family member in need, our speedy application process and fast transfers can help.

Expenses can’t always wait until your next payday, which is why instant payday loans online can come in handy when life throws you a curveball.

We process applications incredibly quickly. And when your application is approved before 5.00pm AEST, you’ll get your cash on the same day. Otherwise, you can expect your funds to land the next morning.

Online Loans with No Credit Check

Need to borrow money online with no credit check? Cigno can help.

We understand your credit history doesn’t always paint an accurate or helpful picture, and we work with multiple no-credit-check lenders online.

There are many valid reasons you may be looking for online loans with no credit check. For example, if you’ve never needed to borrow money before or it’s been a long time since you’ve done so, your credit history could be rather sparse. Or perhaps you’ve used creditors in the past who didn’t report on your financial history.

Whatever circumstances have led you to needing an online cash loan with no credit check, Cigno is here for you.


Cash Advance Loans Online

Bills, rent, groceries, back-to-school items, Christmas shopping… the list of expenses that don’t always care about your payslip schedule is almost endless. When you need to pay for something between paycheques, getting cash advance loans online might be the answer.

An online check advance loan gives you the flexibility to cover important expenses now – and then pay back the debt when your next wages arrive in your bank account. This is great for handling unexpected purchases and bills that are higher than anticipated.

Cigno’s Online Loans

Applying for an online loan with Cigno is fast and easy. The application process is short and sweet, and it’s available to complete anytime on our website. The online loan lenders we’re partnered with consider every applicant regardless of credit history and approve loans quickly. If your loan is approved before 5.00pm, you’ll get your money on the same day – perfect if you’re looking to borrow money online instantly.

The fast online money lenders we work with understand you need your cash sooner rather than later, which is why we make the entire process from application to money transfer as quick and seamless as possible.

Whether you need an online loan with no credit check or a lender who won’t immediately rule you out due to bad credit history, Cigno can help.

Get Approval for an Online Loan Today


We make it easy to apply for loans online with almost-instant approval. The only things we’ll need from you are:

  • Some personal details
  • Bank statements.

You’ll be able to attach these securely and confidentially during the online application. Once we have the required information, your application will go through our speedy online loan approval process, and we’ll contact you with the result as soon as possible.


Loans obtained via Cigno have a one-off $15 lender fee and other fees that vary based on your loan’s length and terms. Find out more about our online loan costs here.