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What Is an Emergency Loan?

Cigno act as your agent to assist you to apply to a lender who offers Emergency Loans. Whether you have an unexpected bill, medical or repair cost, an Emergency Loan can help.

An Emergency Loan is a small loan of amounts up to $1,000.  These loans are typically used when an emergency expense occurs.  Emergency Loans are designed to help you out when you most need them and are therefore typically assessed, approved, and disbursed on the same day as they are applied for.

Emergency Cash Loan Repayments

As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable.  It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses.  If not, then you should consider other options.

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What can you use an emergency loan for?

There’s a wide range of reasons you may find yourself needing an emergency cash loan. For example:

  • A natural disaster may lead to urgent home repairs
  • An accident on the road might lead to expensive and unexpected car repairs
  • A bill might be higher than you anticipated or can manage
  • An unexpected illness or accident might leave you with rising medical costs

Whatever the reason you need an emergency loan, Cigno can help.  We can act as your agent to assist your to apply for an Emergency Loan. We aim to get your loan approved and disbursed on the very same day.

Get an Emergency Loan Today with Cigno

Are there any requirements?

Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.

Are there any fees involved?

When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page

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Hear from our customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022