What Is an Emergency Loan?
Cigno act as your agent to assist you to apply to a lender who offers Emergency Loans. Whether you have an unexpected bill, medical or repair cost, an Emergency Loan can help.
An Emergency Loan is a small loan of amounts up to $1,000. These loans are typically used when an emergency expense occurs. Emergency Loans are designed to help you out when you most need them and are therefore typically assessed, approved, and disbursed on the same day as they are applied for.
Emergency Cash Loan Repayments
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.

What can you use an emergency loan for?
There’s a wide range of reasons you may find yourself needing an emergency cash loan. For example:
- A natural disaster may lead to urgent home repairs
- An accident on the road might lead to expensive and unexpected car repairs
- A bill might be higher than you anticipated or can manage
- An unexpected illness or accident might leave you with rising medical costs
Whatever the reason you need an emergency loan, Cigno can help. We can act as your agent to assist your to apply for an Emergency Loan. We aim to get your loan approved and disbursed on the very same day.
Get an Emergency Loan Today with Cigno
Are there any requirements?
Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement. If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible. We only ask for the information we need, and we keep all your data safe and secure.
Are there any fees involved?
When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs. You can also read about these in advance on our Costs page