Want to use your upcoming tax return a little early? With a tax refund loan, you might be able to. Tax refund loans give you a little more flexibility when you are relying on your return to cover urgent expenses.


Cigno can help! We can act as your agent to assist you to apply for a loan of up to $1000 today!

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What is a tax loan?


What is a tax refund loan?

A tax refund loan, or tax refund advance, is essentially a loan granted in anticipation of your tax refund. For example, if you are expecting a tax refund of $500, you could be granted a loan to be repaid out of the refund.


This type of loan is handy if you are counting on your tax refund to take care of urgent or unforeseen expenses around tax time. Just keep in mind the full amount will need to be repaid – even if your tax refund ends up being smaller than estimated.


If you have been declined a tax refund loan, Cigno can help.  Cigno can act as your agent to assist you to apply for a loan of up to $1000.  We can represent you to a lender to set up a repayment schedule that coincides with your expected tax refund.

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How much can I borrow?

Cigno can act as your agent to assist you to apply for loans up to $1000.  To find out we work, click here.


Why choose Cigno?

  • High approval rate – Cigno optimises your application prior to submitting it to a lender to ensure the best chance of a successful outcome.
  • All applications considered – Cigno has obtained successful outcomes for customers in all circumstances.
  • Fast and easy application – Our online platform allows you to use our services 24/7 from anywhere.  It is quick, easy and convenient for all Australians.


Apply for a Tax Loan Now

When you engage Cigno, we make it quick and simple to apply for a loan at tax time!



Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement.  If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible.  We only ask for the information we need, and we keep all your data safe and secure.


We strive to offer a service that makes applying for a loan as quick and as easy as possible.



When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs.  You can also read about these in advance on our Costs page.

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