5 Easy Ways To Reduce Your Bills

Some small changes in your habits can better help with your savings, budgeting practices, and reducing your bills. Follow these tips!

1. Clothes

  • When buying clothes, check if you can wash them yourself to avoid dry cleaning services.
  • Make sure the clothes you buy can be mixed and matched so you can have more options out of fewer items.
  • Look for and take advantage of end-of-season clearances, bargains, and deals to pay less.

2. Food & groceries

  • Cut back on how often you go out for dinner.
  • Plan meals in advance.
  • Make and take a shopping list with you and stick to it.
  • Set a shopping budget and just bring the exact amount you need.
  • Compare item prices.
  • Grow your own food (veggies) at home.
  • Before going to the supermarket, eat a snack. You tend to buy more food when you’re hungry.
  • When things are cheaper, buy in bulk. You can cut up bulk meat into pieces then freeze them, so you can use it as you need it.
  • Shop every fortnight to use up all the food in your pantry before buying again.
  • Consider generic products over the brand names you want to buy.
  • Always check the ‘best before’ dates on food so you don’t buy things near their expiry date.
  • Check the shelves above and below for alternatives as supermarkets promote the items at eye-level.

3. Electricity, gas, & water

  • When you’re not using them, turn off appliances.
  • Take advantage and use natural light during daytime.
  • Instead of turning on the heater or AC, dress for the temperature accordingly.
  • Seal up any cracks or gaps around your doors, windows, ceilings, and floors.
  • Hang your washing outside or use an indoor clothes rack instead of the dryer.
  • Instead of an electric blanket, use a hot water bottle.
  • When cooking, turn off the stove before the food is done to let the residual heat finish the job.
  • Install a dual flush on your toilet and a water efficient showerhead.
  • Take showers quickly.
  • Turn off the tap when you brush your teeth.
  • Fix plumbing leaks around the house.
  • Reuse water for your garden.
  • When you wash dishes or rinse fruits and vegetables, put a plug in the sink.
  • Adjust the water level in your dishwasher or washing machine to match a partial load.
  • Use cold water in washing your clothes.

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4. Getting fit

  • Shop around for the best gym membership deal.
  • Do some exercise by walking the dog around your local oval and using free apps.
  • Group personal training, boot camps, or team sports can be cost effective.

5. Reduce bank fees

Look for financial institutions that offer basic bank accounts, with:

  • no minimum deposit amounts
  • no account keeping fees
  • no overdrawn fees
  • free monthly statements.

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Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.