Pros and Cons of Loans with No Credit

Are you in need of funds? Is bad credit preventing you from securing the cash you need to meet your financial obligations, or to deal with an unexpected emergency? Having a poor credit score can make it difficult to secure a loan – but it’s not impossible. Many lenders offer loans for people with bad […]

The Different Types of Small Loans Explained

Different Loans Represented by Piggy Banks

Sometimes unexpected bills and purchases airs such as medical bills or car expenses. This is where taking out a loan can help. But first, you’ll need to understand the types of loans offered in the market because specific loans are suitable for certain purchases. There are many variables to consider when looking at different types […]

The Best Money-Saving Apps in Australia

Man Using Money Saving App - Cigno

[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]Saving money isn’t easy. Whether finances just aren’t your forte or you’re just learning how to manage your money on […]

Basic Financial Facts and Skills You Shouldn’t Overlook

finance graphic

Do you ever find yourself running out of cash before your next payday? If you do, then you probably aren’t good at managing your personal finances, lacking solid financial skills. If it’s any consolation, you are not alone. The truth is many people live paycheck to paycheck, often with little to no money in their […]

The Ultimate Guide To Creating An Emergency Cash Fund

[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]In life, death and taxes are certain. For most people, rainy days are also becoming an absolute certainty and it’s […]

What is an Instalment Loan & How Do I Get One?

An instalment loan is any loan, whether personal or commercial, that is repaid over time with set, scheduled repayments. Each repayment is a portion of the amount borrowed plus added interest on the debt. Instalment loans are common, and examples of these types of loans are: Auto loans Mortgage loans Personal loans Student loans. Other […]

Loan Rejection: What To Do If You Can’t Get A Loan

coins spilling

When you need money in a hurry, few things can be as distressing as being rejected for a loan – especially when the loan was the last option. At this point, you’ll likely be dreading loan rejection in the future. But it’s also worth mentioning that not all hope is lost. Understand Why Your Loan […]

Tips For Managing Work-Related Expenses

Two people working out expenses together

When tax time comes around each year, keeping track of all of your expenses is essential to make sure we get the most out of our return. The goal of this article is to provide you with a guide to claiming your work-related expenses – what to claim, how to manage them as well as […]

How To Improve Your Credit Score

Entering card details online

It’s hard to overstate the value of having great credit. Like a master key, it opens the door to a wide range of opportunities! Everything from mortgages to car loans become easier to acquire. Ultimately, thanks to the financial savings on interest you encounter, an awesome credit rating is your golden ticket to an improved […]

Tips to Help You Lodge Your Tax Return

Tips For Lodging Your Tax Return - Cigno Loans

When it comes to claiming your tax each year, you’re entitled to claim deductions numerous expenses — many of which are work-related expenses. In order to maximise your tax return, it’s best to understand just what you can claim and the best way to lodge your return – whether it be via a tax agent, […]