CIGNO LOANS
Cash Loans Brisbane

In need of cash now? Let Cigno help you find a solution.

Let Cigno find you a solution in Melbourne

Melbourne has been one of the favourite cities among travellers and chance takers. It is well known for its pubs, coffee culture, live music, and street art, which can be found mostly in a large number of laneways. For several years now, Melbourne has been voted the most liveable city in the world.

If you plan to visit or stay in Melbourne and you find yourself in a tight financial situation, Cigno may be able to find a solution to suit you.

How we May be Able to Help.

We will distribute the information that you provide us to third party lenders and/or referral sites in order to find the best solution for you.

Some of those solutions include:

Fast Cash Loans Melbourne

When you find yourself in a “need an extra cash” situation outside your usual budget, count on Cigno to look for and offer you fast cash loans Melbourne. These sudden expenses have to be dealt with swiftly before they pile up, so we made our application process easier for you.

Same Day Loans Melbourne

Cigno’s efficient and quick review process increases your chances for approval. If you got lucky, your same day loans Melbourne funds will be transferred to your account immediately so you can rest assured that you can use your money today.

Bad Credit Loans Melbourne

Have you ever had bankruptcies or defaults in the past? No worries if that’s the case, as Cigno won’t turn you away. We accept all applications and we won’t let your bad credit ratings be a hurdle if you borrow funds from us. With our partner lenders, Cigno will work hard to get your bad credit loans Melbourne approved.

See if Cigno can Help Find You a Payday Loan Solution in Melbourne Today.

Explore Melbourne

Melbourne is a great city and home to some of Australia’s famous landmarks, such as the City Circle Tram, Queen Victoria Market, and Melbourne Cricket Ground.

City Circle Tram

The City Circle Tram is a much loved heritage and a convenient and zero-fare way of sightseeing around Melbourne City Centre. Experience a unique ride on one of the city’s beloved trams with an audio commentary about the details of the city landmarks and attractions like the Parliament House, Federation Square, City Museum, Melbourne Aquarium, the Princess Theatre, and the Docklands. Just wait at any tram stop, marked with a City Circle sign, to catch the tram.

Queen Victoria Market

For over 140 years, Queen Victoria Market has been the heart and soul of Melbourne. It’s an inner-city, bustling, authentic market that’s home to over 600 small businesses. It’s the place to discover unique and hand-made products, fresh food and specialty produce, great coffee, clothing, and souvenirs. When you visit, add to your list the Ultimate Foodie Tour, a 2-hour, guided walking tour, so you can indulge in some of the sumptuous food the Market has to offer.

Melbourne Cricket Ground (MCG)

The Melbourne Cricket Ground (MCG) is Australia’s oldest, most popular, and largest sporting venue with a total capacity of 100,024 people. The MCG has hosted the 1956 Olympic Games, 2006 Commonwealth Games, lots of international cricket, and countless VFL/AFL Grand Finals. Other than its sporting events, the MCG has also held many sold out music concerts, and in 1986, a mass was held by Pope John Paul II at the venue.

The MCG stadium houses the National Sports Museum, preserving some of the most priceless pieces of memorabilia in sporting history in Australia.

Why Choose Cigno Loans?

With a wide network of partner lenders, Cigno can assist you in accessing the cash you need now. Our payday loan experts can arrange and offer you different financial solutions, from urgent cash loans in Brisbane to same day loans in Brisbane.

5 Minute Application

Enquiring through Cigno is super-fast and should take you less than 5 minutes.

Decision in Seconds

Get directed instantly to a lender.

Paid Fast*

Get paid fast during standard banking hours. *Subject to the eligibility criteria and the disbursement policy of the partner that we connect you with.

See if Cigno can Help Find You a Payday Loan Solution in Melbourne Today.

NOTIFICATION OF MISCONDUCT BY CIGNO AUSTRALIA

Ordered by the Federal Court of Australia

The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

Where can you get more information?

Where to go for further support

You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.

If you are experiencing trouble with debt, or money worries in general, contact:

  • the National Debt Helpline on 1800 007 007 or online chat (9:30am to 4.30pm, Monday to Friday).

If you need someone to talk to, contact:

  • Lifeline on 13 11 14 (24 hours) or their crisis support online chat or
  • Beyond Blue on 1300 22 46 36 (24 hours) or their webchat