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The capital of Western Australia, Perth is located where the Swan River meets the southwest coast. Sandy beaches line its suburbs, and the riverside Kings Park and Botanic Garden on Mount Eliza offers sweeping views of the city.

Do you have plans to visit or stay a little longer in Perth? Renting a one-bedroom in Perth, outside the city centre, will cost around AUD $1,000 monthly on average. A financial boost can really help you for your stay in this great city. Cigno Loans can be of assistance as we help you find the best cash loans Perth has in store for you!

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Types of Loans We Offer

We at Cigno offer different types of cash loans. We will have a product fit for your financial needs, and it’s up to you to use your money for any purpose and goals you may have.

Fast Cash Loans Perth

If you are looking for extra cash outside your regular budget, trust Cigno to look for and offer you fast cash loans Perth. Urgent costs need to be dealt with quickly before they piled up, so our application process is made easier for you.

Cash Advance Perth

A cash advance Perth is a faster way to get an emergency fund when you can’t wait until your next paycheck. The repayments are aligned to your payday, so you won’t have to be stressed paying back your loan.

Applying for a cash advance Perth is quick and easy with Cigno. It only takes a minute and you’ll get a reply at once.

Same Day Loans Perth

Our efficient screening and review process gives you a higher chance for approval. If you’re lucky, your same day loans Perth money will be transferred to your bank account almost immediately so you can use your money now.

Short term loans

How Much Can I Borrow?

It is Cigno’s commitment to consider and review anyone’s application to give them a chance for a payday loan as much as possible. Our services are available so we can find you payday loans in Perth of up to $1000.

The exact amount you can borrow may vary based on your income and payment capacity, which we will gather from your bank statement. The other bases we may look into are your expenses and overall financial situation.

If you are already an existing customer, an increase to your credit limit may be allowed given that you are able to maintain a good payment history and your state of affairs is consistent.

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Explore Perth

Discover unique, thrilling, and fun Perth experiences with Kings Park and Botanic Garden, Swan River, and The Perth Mint.

Kings Park and Botanic Garden

Kings Park is among the world’s largest and most magnificent inner city parks. It’s rich in European and Aboriginal history, contemporary culture and offers services, innovative design, and displays. Kings Park is world renowned for its scientific research, public education, leading horticulture, and conservation.

Swan River

The Swan River is Perth’s favourite playground for its stunning waterway, which winds its way from the Darling Scarp to Fremantle. This natural attraction is a popular location for Perth visitors and locals alike to enjoy a day out boating, fishing, paddling, swimming, picnicking, skiing, or simply enjoying its vista.

The Swan River, rich in environmental and cultural values, was named Derbal Yerrigan by the local Aboriginals. They believe that the river was created by Waugal — a dreamtime spirit taking the form of a giant rainbow serpent. It is believed that the Waugal created creeks, waterholes, lakes, and valleys on its journey to the ocean.

The Perth Mint

Enjoy a guided tour of The Perth Mint’s grand heritage building, vaults, and 1899 melting house, where anyone can see a live gold pour. Hear the tales of the Mint’s history and learn about the gold mining legends and events that have shaped WA.

Why Choose Cigno Loans?

With a wide network of partner lenders, Cigno can assist you in accessing the cash you need now. Our payday loan experts can arrange and offer you different financial solutions, from urgent cash loans Perth to same day loans Perth.

High Approval Rate

Difficult financial situations can strike at any time. We at Cigno believe in trust, respect, and a fair go. Whether you are working, unemployed, or retired, our network of lenders considers all applications. We’ll only ask for specific information we need from you to assess your loan application.

Short Application Process

Our easy and quick loan application process can be done in minutes. You can even complete the form and sign the settlement offer from your home or office, wherever you may find comfortable.

Our cash loans don’t require much paperworks. Just complete our online application and send us a bank statement.

Upon receiving all the requirements from you, your application will be approved the same day. Your money will be transferred into your account overnight or sooner to make it more convenient for you.

24/7 Online Platform

Waiting for days or weeks for a loan makes you feel worried or anxious. Not with Cigno! Our 24/7 online platform allows you to apply anywhere, anytime, weekdays and weekends — so you can get your cash within hours. It’s the most convenient way to get fast cash loans in Perth.


How long does it take to receive my funds?

If your loan application is finalised before 5.00pm (AEST), you will receive your funds on the very same day. Outside of that window, you’ll receive your funds on the following day.

Do you carry out credit checks?

Cigno, in coordination with our partner lenders, offers cash loans with no credit check. This means a bad credit or even an empty track record won’t be a hurdle to acquire a payday loan.

What if I am unemployed or on a pension?

Our payday loans are not limited to those who have a job. If you are unemployed, Cigno can help you access funds with the help of our lenders who look beyond your employment status. We will consider if you receive benefits through Centrelink or other channels. Whether it’s an age pension, carer’s pension, or disability support pension, there are routes open for pensioners with us.

Can I get a loan on Centrelink?

Cigno allows Centrelink beneficiaries to access cash. We work with understanding lenders who are willing to provide cash loans to borrowers on pension or receive income through Centrelink, regardless of their bad credit or low income.

How much interest do you charge?

Cigno’s interests and fees may vary depending on the type of loan you acquired, it’s terms and conditions. Check here to get an estimate of how much your loan will cost.

What happens if I can’t pay on time?

You must contact us if you are going to default or even if it has already failed. We can arrange to postpone or change the payment and we won’t charge you a default interest rate. However, we do charge fees according to the number of defaults on your account. The amount on your next payment may be increased or lessen to make sure payment clears. If we cannot reach you through our collection practices, an external debt collector may be involved.

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Apply for A Payday Loan in Perth

If you are looking for a speedy financial relief to cover any sudden expense, Cigno can provide payday loans Perth so you can immediately address this urgent situation. Apply now through our quick online application or by phone on (07) 5644 3500.

Hear from our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    June 2022