Can I Get Fast Cash Loans With Bad Credit?

In this blog post you will learn everything there is to know about obtaining a fast cash loan with bad credit. Before we delve into the fine print, let us take a look at the obvious questions first. Why Do I Need A Fast Cash Loan? Emergencies are beyond our control. We don’t know when […]

Ways To Pay Down Your Holiday Debt

woman holding file

Have you overindulged over the holiday period? It’s hard to start the year when you have post-holiday debt to deal with. It’s time to get back into your normal spending routine after spending more on events and parties during the holidays. Take control of your finances now before it snowballs into a debt crisis all […]

How to Get a Loan with Bad Credit

Bad Credit graphic

A blemish on your credit history can make it more difficult to get approved for a loan, but you do have options. If you need a financial solution that won’t rule you out based on past mistakes, the good news is there are lenders who will still consider your application. In this article, we look […]

Credit Score Myths BUSTED!

Credit Score Myths BUSTED - Cigno Loans

Lenders look at your credit score to evaluate the potential risk of loaning you money — or simply put, your creditworthiness. Rumour has it that the higher your score, the more financially trustworthy you are. Now, this has a probability to be true, but what about the other data we’re not so sure of. You […]

Managing Your Centrelink Income

How To Manage Your Centrelink Income - Cigno Loans

One of the many benefits of living in Australia is our country’s welfare system, Centrelink. Although it provides a financial safety net when you’re underemployed or unemployed, living purely on Centrelink income can be tough, but not impossible with careful budgeting. If all else fails in the short term, we do offer loans for those […]

Short Term Loans vs Credit Card — Which is Better?

Short Term Loans vs Credit Card - Which is Better - Cigno Loans

If you need quick cash, there’s a couple of things you can do — get a short term loan or use a credit card. With a short term loan, just complete the application process and the funds will be transferred to your account on the same day, sometimes within the hour. With a credit card, go […]

Determine What Your Chances Are To Get A Loan

Determine what your chances are to get a loan

Say you need cash at hand because you are going through a financial emergency. Say you are planning to get a loan but have a bad credit. We know that trying to acquire a loan with bad credit can be a challenge, especially when it shows on your credit file. There are different loan options […]

Ways To Solve Your Bad Credit Problem

Cigno - bad credit

When you have a bad credit history generally you are not qualified for a loan from banks or traditional lenders. Not many know, but there are bad credit loan alternatives available and they are very accessible. You’ll simply need to demonstrate that you can repay the loan by giving proof of a regular income, whether […]

The Difference Between Risky & Smart Loans In Australia

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When you need a quick loan, it’s easy to jump online and find a sea of options to choose from. The thing is, there are loads of loan options out there are designed for specific circumstances. When you’re on the hunt for a smart loan in Australia, it helps to know a few of the […]

Common Barriers To Loans With No Credit Check

cutting a credit card

When you’re looking for a loan with bad credit, there are certain things you need to be aware of so that you don’t apply to the wrong places, waste your time, and damage your credit rating even further. In this post, we’re taking a look at some of the most common factors that prevent borrowers […]