Need an urgent loan? Cigno is here to help. Our financial experts will help you find emergency cash loans in Australia to cover your immediate expenses. Cigno will act as your agent to assist you to apply to a lender who offers Emergency Loans. Whether you’re struggling with this month’s bills or you’ve got unexpected medical or repair costs, an emergency loan can help you get through to your next payday.
An Emergency Loan is a small loan of amounts up to $1,000 that gets transferred quickly to help you pay for immediate expenses. Emergency Loans are designed to help you out when you most need them and are therefore typically assessed, approved, and disbursed on the same day as they are applied for. When you need urgent loans to cover costs, you can rely on Cigno to find you a fast and convenient solution up to $1,000.
Emergencies come at us unexpectedly, often leaving us to deal with immediate expenses that we haven’t prepared for. Below are the types of emergency loans that are designed to help you out in these situations, no matter what your personal situation might be.
Whatever the reason you need an emergency loan, Cigno can help.
At Cigno Loans, we make it easy to repay your emergency loan. We’ll directly debit the amounts on your repayment dates, so you don’t even have to think about it. We’ll also notify you whenever this is about to happen, ensuring you always know when your repayments are being made.
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.
Cigno act’s as your agent to assist your to apply for an Emergency Loan.
Simply fill out our enquiry form. Through our partner we will distribute your enquiry to a panel of providers who may be able to help you with an Emergency Loan.
Yes, you can get approval for an emergency loan if you’re unemployed as long as you’re earning some form of income which can include Centrelink payments.
We all face emergencies and at Cigno we believe help should be available to everyone that needs it which is why offer bad credit emergency loans.
With Cigno, we know an emergency won’t wait and that’s why the aim is to get your loan approved and money into your account as soon as possible, usually within hours.
Please consider your own circumstances before you use Cigno. Please make sure you read our Privacy Policy, Terms and Conditions and this Financial Risk Disclaimer.
Cigno is a business name of FTA Data Solutions Pty Ltd ABN 95 670 814 221.
FTA Data Solutions Pty Ltd is an Authorised Credit Representative (Credit Representative No. 552387) of Finance & Loans Direct Pty Ltd Australian Credit Licence No. 390166.
Cigno is not a credit provider or a credit assistance provider. When you complete the Information Form, you are not applying for credit or any other particular goods and services. The completion of our Information Form also does not guarantee that you will be provided with credit or any other goods and services through our network.
Depending on the information you provide to us in the Information Form, we endeavour to assist you by providing your information to our intermediary partners. Where we provide your information to our intermediary partners, we may receive a fee.
If the information you provided to our intermediary partners meets their requirements, they may connect you with a credit provider, goods and/or services provider and/or specific products to meet your their needs (depending on the information your input into the Information Form).
Any application you ultimately make through a particular credit provider or goods and/or services provider is subject to that provider’s eligibility criteria and terms and conditions. The loan, credit, product or service may not be available to every person. We do not endorse or recommend any particular provider, product or service that you be connected with or offered. All statement on this website are general in nature and do not constitute financial, credit or legal advice (or any other advice).
SMS: 0429 213 774
Email: [email protected]
Post: PO Box 1810, Southport BC, QLD 4215
ABN: 95 670 814 221
In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.
The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.
With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:
Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.
The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.
Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.
You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.
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