CIGNO LOANS
Quick & Same Day Loans

In need of cash now? Let Cigno help you find a solution.

What Is a Quick Cash Loan?

A Quick Cash Loan gives you the freedom to cover urgent expenses now and pay back the money when you’ve got the funds to do so. Urgent expenses are called “urgent” for a reason – they usually cannot wait several days for you to pay them. Whether you have emergency medical bills or a looming due date on a power bill, same day quick cash loans can help by giving you instant access to extra cash.

At Cigno, we can connect you with a partner who may have a quick cash loan financial solution fast. These quick and easy loans can get you the money you need in under 24 hours, if you apply within business hours.

Why I Might Need a Quick Cash Loan Online

 

From overdue invoices to emergency medical bills, there are countless circumstances that may leave you needing money outside of your day-to-day budget. Expenses like these often need to be covered quickly, which is why a same day cash loan can be useful when you do not have time to go through a long application and waiting period.

Quick Loans for Bad Credit

If you have established a long and reliable credit history, you probably will not have a problem getting same day and quick cash loans. However, if you have a poor credit rating or do not have an existing line of credit, then you may struggle to be accepted for a loan. If this sounds like you, you need a same day loan with no credit check. Lenders who offer these types of loans do not require a credit history check as part of their assessment criteria – instead, they look at other things, such as your income. Therefore, a poor credit rating will not affect your likelihood of getting approved.

Quick Cash Loans for Centrelink Customers

It can be particularly challenging to access fast cash loans for Centrelink customers. Many banks will not recognise your payments as income and reject your application without second thought. At Cigno, we can connect you with a partner who may be able to assist you with a financial solution even if you are a customer on Centrelink.

Quick Loans with No Credit Check

At Cigno, we believe everybody should have access to quick cash loans regardless of their credit history. Maybe you have poor credit but are learning to be much better when it comes to money and are working to recover your credit history. That is why we will strive to connect you with a partner who can provide you with a loan with no credit check.

Hassle-Free Quick Cash Loans

Get Started Now

Simply fill out our enquiry form. Through our partner we will distribute your enquiry to a panel of providers who may be able to help you with a Quick Cash Loan.

NOTIFICATION OF MISCONDUCT BY CIGNO AUSTRALIA

Ordered by the Federal Court of Australia

The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

Where can you get more information?

Where to go for further support

You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.

If you are experiencing trouble with debt, or money worries in general, contact:

  • the National Debt Helpline on 1800 007 007 or online chat (9:30am to 4.30pm, Monday to Friday).

If you need someone to talk to, contact:

  • Lifeline on 13 11 14 (24 hours) or their crisis support online chat or
  • Beyond Blue on 1300 22 46 36 (24 hours) or their webchat