5 Cheap Holiday Destinations & Where to Find Them

Two figures with suitcases on coin

Daydreaming about your next big holiday? As the world opens back up again, why not check out these cheap holiday destinations from Australia (so if you don’t quite have the budget for a luxurious cruise or a 5-star stay in Paris, don’t stress!). By choosing the right place and booking at the right time, you […]

Why Accessing your Super Early Might Be the Wrong Move

empty wallet

Early superannuation withdrawal isn’t just reserved for Coronavirus-related emergencies. In fact, it can also be accessed during other times of high financial stress. If you’re in a struggle to repay your debts, you could be contemplating using some of this retirement money for those payments. You might think your super is a great source of […]

5 Credit Hacks to Lower Your Interest Rates

Happy young woman typing a message the phone after shopping

Balance Transfers  Taking your balance from a high-interest rate credit card and moving it to a low interest one is a simple and easy way to lower interest rates. If you are someone looking to improve their interest rates, there are many 0% balance transfer options out there. In general, this is a great way […]

The Best Finance Apps to Streamline Your Life

Tracking is a great way to monitor your spending. Using a good finance app or expense tracker will encourage you to change your financial habits for the better. The best budget apps on the market will show how much you’re spending and alert you if you’re going over. While these apps automate a lot of […]

The Most Expensive Places to Live in Australia

Australia Map

“Moderately expensive” is how one can describe the living expenses in Australia. It ranks as one of the more expensive countries in the world – in fact, Australia ranks at the nineteenth most expensive country in which to live, according to World Population Review. For those living in Australia’s capital cities especially, the majority of […]

6 Steps To Achieving Financial Freedom

Stepping on the path to financial freedom is not as quick as in Google Maps, where you can plan your route and account for any traffic on the way. Unless you’re a lottery winner, you have to exert time, hard work and sacrifice to be financially independent. Perhaps that doesn’t sound fun, but even lottery […]

The Best Work Christmas Party Ideas On A Budget

Have you left your work Christmas party to the last minute because you’re on a really tight budget? Have you settled for heading out to a simple lunch or off to the pub for a few drinks due to a lack of ideas? No matter how little money you have, it’s necessary to make an […]

Bad Financial Habits Sending Aussies Broke

One-third of Aussies admit bad financial habits such as not knowing how to budget, using cash advances on credit cards, racking up late fees on credit facilities, and not paying attention to debt are the reasons for their personal debt situation. People who experience money problems and chronic debt often share similar behaviours and financial […]

Getting Your Finances Back On Track After The Festive Season

Have you overspent at Christmas? Don’t beat yourself up about it—it’s the holidays, after all. Here’s how to get your finances back on track after the festive season. The parties came and went. You spent too much on food, presents, or perhaps a holiday trip. Chances are, your bank balance is not looking good after […]

Private Health Insurance: What Is It & Do I Need It?

As premiums of private health insurance rise faster than wages or inflation, most Australians—young ones in particular—are discarding private health insurance, not considering it a top priority. In 2018, the number of young adults taking out health insurance dropped by nearly 7%. Should they reconsider? Is private health insurance worth the investment? What Is Private […]