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Start An Online Business Today!

Are you tired of working the same old 9 to 5? Want to be your own boss? Go digital! Get online and start your business today!

Money doesn’t define happiness, especially when it comes to career. A lot of the time, job satisfaction is far more important than payday.

Ask yourself: are you happy in your current job? Is there something you would rather be doing? Australians everywhere are taking to the Internet to carve themselves a new career path.

Why? Well, all you need is reliable Internet connection, a laptop or desktop computer, and somewhere comfortable to sit. You want to know the best part? You can get started online with nothing more than a one hour payday loan from a direct lender.

Cigno Loans has helped hundreds of people get their foot in the door by providing a little venture capital—funds that are in your account within hours. Think about it as an investment in your future, both professional and personal.

Okay, but where do I start?

Start online! Where else would you find inspiration for starting an online business? And if you plan on becoming an expert in a niche area of the online world, you will need to do some best practices and competitor research.

Know your niche like the back of your hand. In order to do that, study the websites and various social media channels of a successful business. What are they doing well? What aren’t they doing well? These are all questions that can help you develop your business model.

Build a website

It sounds a lot more complicated than it is. There are great website building platforms out there that don’t require extensive web development or code knowledge. Have a look at Wix and Weebly to start.

You could establish an online presence in one hour. It’s that simple. And you won’t need a payday loan from a direct lender to set it up. A lot of website builders offer free two-week trials. Input your business name and a couple of snazzy images and you are good to go.

The costs may not be much initially, but can add up. When you factor in the domain hosting (your website name), the website subscription, you’re looking at a couple hundred dollars a year. Check out the best website builders and pick one that is perfect for your needs.

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What next?

Now you have an online place to be found by prospective clients, let’s talk more about the actual business model.

Check out this list of online business ideas. Have you dreamt of being a travel consultant? A wedding or events planner? Want to open an online clothing store? There are so many ways in which you can be successful. All you need to do is take the leap!

There’s no waiting days or months for marketing campaign approval. If you want to wake up one of these paydays with a smile, knowing you’ve made your self-employment dreams a reality—contact a direct lender for a loan. Cigno Loans pays into your account the same day, often within a matter of hours.

The dropshipping craze

Have you heard about dropshipping? In short, dropshipping is a strategic e-commerce business that requires no upfront or advance payments. No asking a lender to loan you an amount till next payday.

When dropshipping, essentially, you don’t have a physical store and you don’t see the items. You are simply creating an online shopfront to distribute 3rd party goods. The 3rd party then ships the goods directly to the consumer.

No warehouse full of cardboard boxes. No rent on said warehouse. And more time spent handling the business and management side of things. It makes sense! Find out everything you need to know about dropshipping. Who knows… maybe it’s your true calling?

In conclusion

The digital world is a fickle beast. Time will not slow the technology juggernaut. Even if you aren’t considering creating an online business, getting to know the online sphere won’t hurt.

But if you are ready to take the next step in your personal business goals and need a tiny bit of venture capital to help lay the foundations, get in touch with us direct today. Or click through to Payday Advance to begin your application. We are a lender who proudly delivers financial assistance to those who need it, in a matter of hours!

You can also read more about payday loans in our previous blog post: What Are Payday Loans? Your Guide to Understanding Payday Loans

Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.

NOTIFICATION OF MISCONDUCT BY CIGNO AUSTRALIA

Ordered by the Federal Court of Australia

The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

Where can you get more information?

Where to go for further support

You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.

If you are experiencing trouble with debt, or money worries in general, contact:

  • the National Debt Helpline on 1800 007 007 or online chat (9:30am to 4.30pm, Monday to Friday).

If you need someone to talk to, contact:

  • Lifeline on 13 11 14 (24 hours) or their crisis support online chat or
  • Beyond Blue on 1300 22 46 36 (24 hours) or their webchat