Basic Financial Facts and Skills You Shouldn’t Overlook

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Do you ever find yourself running out of cash before your next payday? If you do, then you probably aren’t good at managing your personal finances, lacking solid financial skills. If it’s any consolation, you are not alone. The truth is many people live paycheck to paycheck, often with little to no money in their […]

The Ultimate Guide To Creating An Emergency Cash Fund

[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]In life, death and taxes are certain. For most people, rainy days are also becoming an absolute certainty and it’s […]

The 5 Most Common Credit Card Myths

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Are you looking to get off on the right foot with your personal finances? Then you should take a look at 5 Basic Personal Finance Facts People Overlook. It can be tricky to know just where you stand with your finances. Many people are full of sage advice that’s just plain wrong, and it’s easy […]

Cash vs. Credit: Knowing Which to Choose

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Do you have a car time deciding when to choose cash or credit? Here is the information you need to choose with financial certainty. When you’re about to make a purchase, do you struggle to make a decision whether to pay with cash vs. credit? If you do, no worries. Deciding between the two is actually […]

Become a Minimalist With Your Budget

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Financial Security: Principles of Minimalist Budgeting As of December 2016, the average Australian household is thousands of dollars in debt. And, on top of that, one in three Australians don’t have savings for retirement. The good news though is if you fall into one (or both) of these figures, you can get out on top. Yes, it will […]

7 Tricks, Tools and Tidbits for Your Financial Budget

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Do you feel like you’re always living paycheck to paycheck? Is your money spreading thin? Here are some tools you should employ for your financial budget. Are you running out of money before your monthly bills are paid? Or just scraping buy? Are you ready to take charge of your finances? Want to make today […]

Financial Habits to Break Today if You Have Bad Credit

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We all have the best of intentions when it comes to our credit. If you notice that everyone else seems to have their credit under control, while you’re spiraling deeper, you aren’t alone. Nearly a third of Americans have bad credit. How do you keep getting into this? The answer might lie in your financial […]

The Complete Guide to Avoiding Payday Loan Scams

With technology becoming increasingly more advanced, it’s becoming easier and easier to fall victim to personal loan scams. When you’re in financial stress and desperately need a loan, it can become even harder to see the signs of a loan scam. By being aware of some common tell-tale signs of a possible personal loan scam […]

How to Get More Value From Your Paycheck Advance

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This just in: Australian household debt is at a record high. The report also mentioned that 30% of Australian households are in some sort of financial stress and that the country is going to go through a debt hangover according to the Financial Counselling Australia. To say that it’s not looking good for a lot […]

Simple Credit Card Debt Solutions

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Being in debt sucks, plain and simple. Australia alone has a substantially shocking margin of household debt nearing the highest worldwide. Your credit, financial opportunities, and general financial standing take a big hit when you fall into debt – and it is very easy to do. You have a huge amount of credit card debt, […]